Thursday, July 1, 2010

No Spending Month Kick Off

Today is the first day of our no spending challenge! Honestly, it won't be a complete spending freeze due to expenses for my son's 4-H project but our goal is to spend $200 for the month. The $200 will include chicken feed, cat litter, gas for our car, household needs, entertainment, and all other discretionary spending. Here are a few details about our family. We are a homeschooling family of seven, my husband walks to work and eats all meals at home, my kids are active in our 4-H club and youth group, I barter for eggs, milk, and other items needed. I'll be honest staying under $200 for the month will not be easy!! I encourage you to find a limit that your family is comfortable with.

How we're working the plan-
Each week on payday my hubby will take $50 out and we'll place money into envelopes such as gas, smokes for the hubby, chicken, etc. My son will be encouraged to earn money for his weekly youth group trips.

Are you ready for the no spend challenge? How will you make this work?

This post is linked to Frugal Friday at Life as Mom


ohiomommy said...

I don't know how much your hubby smokes, but I recently found out a much cheaper way to have cigarettes ( my hubby smokes too). A friend told him to go downtown to the smoke shop and purchase a cigarette roller and supplies. They let you try the tobacco, too. He said he can roll a carton's worth for around $15.. that's way cheaper than what we've been buying. That cost is after the the machine purchase, but I think it's worth it. I'll be having hubby go check this out very soon. This will save us close to $100 a month- huge savings. Maybe this can help with your costs as well.

Melissa said...

My Hubby and I smoke and we used to spend $80 or more a week buying packs, now I roll them and I can do 2 months of smokes for the 2 of us for about $40 thats about $5 a week which is less than the cost of a single pack here. Think about it $80 x 52 weeks = $4160/year or $5 x52 weeks = $260/year? Hubby complained at first but couldn't argue with the math and now that he is used to it he despises having to buy a pack on occasion if he runs out or I didn't get the time to roll them. (Which I do after kiddos go to bed) They have fancy rollers that cost a fortune and they may be nice but are not necessary. A plain single one or even a double one that are plastic work just as well once you get the hang of it.

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