My husband and I have been discussing our goals for 2010. I will admit that for us our goals for the new year are going to be difficult. It will require a lot of self discipline and time. Especially for me. Our main new year's goal is to not eat out for the entire year. As in 365 days of cooking breakfast, lunch, and dinner for my family of seven. Even when I don't feel good.
Another goal is to greatly reduce our spending. Again this will require self discipline. Mostly on my part again. I love my thrift shops a little too much at times. One of the ways we're planning on doing this is by going on a spending freeze in January. My husband is trying hard to start his own business and I want to support him by making his income stretch as far as possible.
Our final goal is to start saving for a house of our own. We plan on putting all our money saved by not eating out towards our home savings fund.
Making goals works for me