Today's challenge is make a list and check it twice....know who you need to buy gifts for. Have you forgotten anybody? Sunday school teacher, coach, friends, neighbor, family, mail man/woman, babysitter,etc. Make a limit for how much you're going to spend and stick to the budget!! Bonus challenge start making your black Friday list out today...some stores also have Thanksgiving sales... check out Meijer online, Kmart, CVS, and other stores.