We are blessed because we know a lay off is coming, what we don't know is when. I've been busy preparing our family for the upcoming stress that comes when the main bread winner is no long employed.
One of the first things I did when I learned about the upcoming layoffs was to evaluate our entire budget. What and where can we cut back? How can we earn extra money? How stocked is the pantry? Do the children need clothes, shoes, boots, etc for the upcoming winter?
The first and most obvious place to cut the budget is for us is eating out. We budget $100 a month for that and if we stop, there's almost our electric bill payment! The thing is, it takes discipline. I cook three meals a day, 7 days a week. I get tired! However, my family can't afford this luxury right now. I'm on a hunt for quick and easy meals that are gluten free.
I plan and grocery shop for our meals once a month. I've been able to cut our grocery bill in half by switching to once a month shopping/meal planning. I plan out all our meals and snacks. Tuesdays, I spend the day in the kitchen making bread, cookies, granola, yogurt, etc. I also take the time to inventory the refrigerator and pantry Tuesdays so I can see where/what I'm getting low on and what needs to be eaten asap!
The clothes have been sorted and I have a couple boxes of items ready to go to a local resale shop. My plan is to fill in what we need with the money I make off of the clothes. This is the time of year to be looking for snow boots and pants at the thrift stores! I was able to find one of my daughters a pair of like new land's end snow boots for $2.99 at Goodwill!
I am struggling though, I want to run out and stock up on everything that I know we will need, things like toilet paper, animal food, etc. I want to see the future to see just how long this unemployment time will last. There will be no unemployment, my husband hasn't worked there long enough. We have no savings to speak of, we were just able to get caught up on our bills, only to be hit with this.
If you knew a lay off was coming, what would you do to prepare? How would you prepare your children when the holiday gimmes hit? What quick and easy gluten free meals would you rely on to help reduce your eating out?
This post is linked to:
Teach Me Tuesdays